FHA is the only source currently available to allow borrowers to purchase a fixer-upper and add the costs to rehab to the loan to make home move-in ready

FHA loans unlike Conventional (UFMIP) "Up front Mortgage Insurance premium which you may finance in your loan. This cost is 2.25% of your Loan amount (ie: on $100,000 - $2,250 will be added to your loan) FHA is an excellent source for loan down payments.

We can help you with small commercial loans to $1,500,000. If you have a dream you want to pursue, a store, a business, a venture - and you need help, we may have the loan you need.

If you are 65 yrs or older and live in your home, have equity in your home and want to be mortgage payment free - the Reverse Mortgage program is a very viable option for several seniors in a bind.

Should you be considering a refinance. If your rate is in the high 5's the answer is yes. If you think you can't because of value it is possible you will quailfy for a loan of 105% to 125% of your present value to refinance your current home. Call for d

purchase home rates in California are at an all time low and values, that have been falling, are in many areas leveling off, don't miss your opportunity. You can get in with as little as 5% down on conventional and 3.5% down on FHA.

There is a fine line between FHA and Conventional. Let us help you decide the best way to go. We have no obligation no cost pre-approval available with a phone call. Rates are at an all time low and prices are very extremely reasonable. If every affor

Conventional loans now available up to 95% financing. Private Mortgage insurance is required on loans over 80%.

Usually have a lower than fixed rate in the begining based on a Margin (ie: 2.50%) that is added to an index (ie: US Treasury index - Tbill) if index is 4.25% at time of adjustment and 2.50% is the margin new rate at adjustment is 6.75%. Loans do contain

Loans that do not meet the loan limit requirements by County outlined in Conventional loans fall under this category. They will have a slightly higher interest rate than conforming loans