You may possibly qualify for the CALHFA loan with an assisted down payment. Min down payment requirement 1%. Below market interest rates.

FHA is the only source currently available to allow borrowers to purchase a fixer-upper and add the costs to rehab to the loan to make home move-in ready

FHA loans unlike Conventional (UFMIP) "Up front Mortgage Insurance premium which you may finance in your loan. This cost is 2.25% of your Loan amount (ie: on $100,000 - $2,250 will be added to your loan) FHA is an excellent source for loan down payments.

95% financing available - see full descriptions under California Loans

Conventional loans now available up to 95% financing. Private Mortgage insurance is required on loans over 80%.

100% Financing available - Certificate of eligibility required or with a copy of your discharge papers we can order it for you. Co-borrower income can only be used if co-borrower is spouse.