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To find out which loans work best for you, read through these diverse loan options and choose the one that fits your needs and preferences.

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  • All About Reverse Mortgages

    USE YOUR HOME TO STAY AT HOME YOU OR YOUR HEIRS WILL NEVER OWE MORE THAN THE VALUE OF THE HOME IF YOU SELL YOU CONTINUE TO OWN YOUR HOUSE AND CAN NEVER BE FORCED TO LEAVE THE CASH YOU RECEIVE IS NON-TAXABLE YOUR PROP DOES NOT HAVE TO BE LIEN FREE

     
     
  • FIRST TIME HOMEBUYER?

    CAN YOU QUALIFY FOR .50% DOWN? STATE OF CALIFORNIA WILL PAY 3% TOWARD YOUR DOWN PAYMENT

     
     
  • FHA 203k streamlined rehab loans

    FHA is the only source currently available to allow borrowers to purchase a fixer-upper and add the costs to rehab to the loan to make home move-in ready

     
     
  • FHA Loans

    FHA loans unlike Conventional (UFMIP) "Up front Mortgage Insurance premium which you may finance in your loan. This cost is 2.25% of your Loan amount (ie: on $100,000 - $2,250 will be added to your loan) FHA is an excellent source for loan down payments.

     
     
  • Conventional Loans

    95% financing available - see full descriptions under California Loans

     
     
  • Conforming Loans

    Conventional loans now available up to 95% financing. Private Mortgage insurance is required on loans over 80%. These loans are commonly called FNMA (Fannie Mae) or FHLMC (Freddie Mac)

     
     
  • VA Loan

    100% Financing available - Certificate of eligibility required or with a copy of your discharge papers we can order it for you. Co-borrower income can only be used if co-borrower is spouse.

     
     
 
 
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Prince Financial Corp., Real Estate Loans, Bakersfield, CA