Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. These loan types include:

• Fixed Rate Loans
• Adjustable Rate Loans (ARMs)
• Combination (Hybrid) Loans
• Balloon Mortgages and Pledge Asset Loans
• Jumbo / Construction Loans
• Reverse Mortgage

MAXIMUM LOAN LIMITS BY COUNTY: 
SAN LUIS OBISPO COUNTY -561,200.00
LA COUNTY  – 625,500.00
SAN DIEGO COUNTY -546,250.00
FRESNO COUNTY -417,000.00
KERN COUNTY – 417,000.00
ORANGE COUNTY -625,500.00
VENTURA COUNTY -598,000.00

Note:  any loan over $417,000 to the above limits is known as Jumbo Conforming
Anything over the above limits is Non conforming (Jumbo) loans.